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Universal Credit

An introduction to Universal Credit

What is Universal Credit?

Universal Credit is a new benefit that supports people who are on a low income or out of work, and helps ensure that you are better off in work than on benefits.

Universal Credit will give you the support you need to prepare for work, move into work, or earn more. In return for this support, it is your responsibility to do everything you can to find work or increase your earnings.

Universal Credit is being introduced in stages. It is available to single people, couples and families in some areas of the country. It is being rolled out to single claimants nationally from February 2015.

Universal Credit will replace:

  • Income-based Jobseeker’s Allowance
  • Income-related Employment and Support Allowance
  • Income Support
  • Working Tax Credit
  • Child Tax Credit
  • Housing Benefit

One of the changes coming with Universal Credit is that if you get help with your rent, this will in future be paid directly to you and it will be up to you to pay your landlord. This makes the need for planning and budgeting all the more important and is something Lewisham Plus Credit Union is here to help you with.

We will add further information about Universal Credit as soon as we know when it will become avaialble in the Boroughs of Bromley or Lewisham.

For further information about Universal Credit visit the Governments Web-site or watch theIntroductory Video

Ot visit the Univeral Credit website pages for:



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Lewisham Plus Credit Union Limited is a member of the Financial Services Compensation Scheme (FSCS), complies with the Data Protection Act 1998 and is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm reference number 213588. Credit Union Registration Number 295C (IP00295C at Companies House).